Payment Solutions

This digital bank comparison is designed to bring more clarity when you decide to open a digital-only bank account.

Revolut for Business Review
Card Yes Virtual Card Yes

Account Information

Country of origin UK
Account currencies 28
Age limit 18+
Account opening fee 0€
Monthly fee
Ιnactivity fee
Cost of card delivery
ATM fees 2%
Time to open an acc.
Card brand
Int. transfer fee
Card top-up fee
Countries available in 45

Pros

Mobile App
Ability to Issue Cards to Employees
Competitive Exchange Rate
Multi-Currency Accounts
API & Integrations
Automatic Anti-Fraud System
2-Factor Authentication
Online Support 24/7

Cons

Free Plan Limited Features
2% Fee On Cash Withdrawal
Does Not Accept Cash Deposits
Direct debits only for EUR accounts
Unable To Earn Interest
Skrill Review
Card Yes Virtual Card Yes

Account Information

Country of origin UK
Account currencies 40
Age limit 18+
Account opening fee Free
Monthly fee Free
Ιnactivity fee
Cost of card delivery 10
ATM fees 1.75%
Time to open an acc. Minutes
Card brand Mastercard®
Int. transfer fee 1,45%
Card top-up fee
Countries available in 200

Pros

Available in Many Countries
Offers Physical or Virtual Card
Cryptocurrency Options
Excellent mobile money transfer options
Available mobile App

Cons

High Fees
KYC Required
ecoPayz Review
Card YES Virtual Card YES

Account Information

Country of origin UK
Account currencies 45
Age limit 18+
Account opening fee Free
Monthly fee Free
Ιnactivity fee
Cost of card delivery Free
ATM fees 2%
Time to open an acc. Minutes
Card brand Mastercard®
Int. transfer fee 1.5%
Card top-up fee 0.00-7.00%
Countries available in 202

Pros

No P2P fees
Excellent support
Available mobile App
Real time transaction monitoring

Cons

Small merchant distribution
Unexplained account closures reported
NETELLER Review
Card Yes Virtual Card Yes

Account Information

Country of origin UK
Account currencies 26
Age limit 18+
Account opening fee Free
Monthly fee Free
Ιnactivity fee
Cost of card delivery 10€
ATM fees 1.75%
Time to open an acc. Minutes
Card brand Mastercard
Int. transfer fee 3.99%
Card top-up fee
Countries available in 202

Pros

Available in 15 languages
Top-up in 22 currencies
Strong VIP program
Mobile App

Cons

Lack of interest rate
High level of commission
Low monthly WD limits
Wireaccount Review
Card Yes Virtual Card Yes

Account Information

Country of origin UK
Account currencies
Age limit 18+
Account opening fee Free
Monthly fee 4.25 €
Ιnactivity fee
Cost of card delivery 10
ATM fees 0.4% plus 1.9 €
Time to open an acc. Minutes
Card brand Mastercard®
Int. transfer fee
Card top-up fee
Countries available in

Pros

Great Customer Service

Cons

Iban Wallet Review
Card No Virtual Card No

Account Information

Country of origin Germany
Account currencies
Age limit 18+
Account opening fee Free
Monthly fee Free
Ιnactivity fee
Cost of card delivery
ATM fees
Time to open an acc. Minutes
Card brand
Int. transfer fee
Card top-up fee
Countries available in 38

Pros

Extremely easy in use
Designed for Android & iOS
Responsiveness of Customer Support
Low investment requirement
Strong investor protection
Daily interest payments,
High liquidity,
Diverse risk profiles
Buyback guarantee

Cons

Plain lack of transparency
No publicly of financial statements for the previous years
Revolut Review
Card Yes Virtual Card Yes

Account Information

Country of origin UK
Account currencies 4
Age limit 18+
Account opening fee 0€
Monthly fee 0€
Ιnactivity fee
Cost of card delivery 5.99€
ATM fees 200€ free
Time to open an acc. Minutes
Card brand Mastercard|Visa
Int. transfer fee Free
Card top-up fee 0€
Countries available in 33

Pros

Free Euro IBAN Account
Transfer Money to 24 Currencies
Buy Cryptocurrency
Advanced Travel Insurances
Expanding Extra Features
Premium Subscription Options
Instant Spending Notifications
SWIFT Payments
Available Mobile App

Cons

Poor Customer Support
No physical bank offices
Limited free ATM withdrawals
Transferwise Review
Card NO Virtual Card NO

Account Information

Country of origin UK
Account currencies
Age limit 18+
Account opening fee 0€
Monthly fee
Ιnactivity fee
Cost of card delivery
ATM fees
Time to open an acc. Minutes
Card brand
Int. transfer fee
Card top-up fee
Countries available in

Pros

Provides multi-currency accounts

Cons

Customer service is not available 24/7
Booking.com