Payment Solutions
This digital bank comparison is designed to bring more clarity when you decide to open a digital-only bank account.
Account Information
Country of origin
UK
Account currencies
28
Age limit
18+
Account opening fee
0€
Monthly fee
Ιnactivity fee
Cost of card delivery
ATM fees
2%
Time to open an acc.
Card brand
Int. transfer fee
Card top-up fee
Countries available in
45
Pros
Mobile App
Ability to Issue Cards to Employees
Competitive Exchange Rate
Multi-Currency Accounts
API & Integrations
Automatic Anti-Fraud System
2-Factor Authentication
Online Support 24/7
Cons
Free Plan Limited Features
2% Fee On Cash Withdrawal
Does Not Accept Cash Deposits
Direct debits only for EUR accounts
Unable To Earn Interest
Account Information
Country of origin
UK
Account currencies
40
Age limit
18+
Account opening fee
Free
Monthly fee
Free
Ιnactivity fee
Cost of card delivery
10
ATM fees
1.75%
Time to open an acc.
Minutes
Card brand
Mastercard®
Int. transfer fee
1,45%
Card top-up fee
Countries available in
200
Pros
Available in Many Countries
Offers Physical or Virtual Card
Cryptocurrency Options
Excellent mobile money transfer options
Available mobile App
Cons
High Fees
KYC Required
Account Information
Country of origin
UK
Account currencies
45
Age limit
18+
Account opening fee
Free
Monthly fee
Free
Ιnactivity fee
Cost of card delivery
Free
ATM fees
2%
Time to open an acc.
Minutes
Card brand
Mastercard®
Int. transfer fee
1.5%
Card top-up fee
0.00-7.00%
Countries available in
202
Pros
No P2P fees
Excellent support
Available mobile App
Real time transaction monitoring
Cons
Small merchant distribution
Unexplained account closures reported
Account Information
Country of origin
UK
Account currencies
26
Age limit
18+
Account opening fee
Free
Monthly fee
Free
Ιnactivity fee
Cost of card delivery
10€
ATM fees
1.75%
Time to open an acc.
Minutes
Card brand
Mastercard
Int. transfer fee
3.99%
Card top-up fee
Countries available in
202
Pros
Available in 15 languages
Top-up in 22 currencies
Strong VIP program
Mobile App
Cons
Lack of interest rate
High level of commission
Low monthly WD limits
Account Information
Country of origin
UK
Account currencies
4
Age limit
18+
Account opening fee
0€
Monthly fee
0€
Ιnactivity fee
Cost of card delivery
5.99€
ATM fees
200€ free
Time to open an acc.
Minutes
Card brand
Mastercard|Visa
Int. transfer fee
Free
Card top-up fee
0€
Countries available in
33
Pros
Free Euro IBAN Account
Transfer Money to 24 Currencies
Buy Cryptocurrency
Advanced Travel Insurances
Expanding Extra Features
Premium Subscription Options
Instant Spending Notifications
SWIFT Payments
Available Mobile App
Cons
Poor Customer Support
No physical bank offices
Limited free ATM withdrawals